Identity theft is defined as a crime that involves stealing a person’s identity to be used by another person for various benefits that might be financial or non-financial in nature. The problem of identity theft is a growing concern all over the world, especially in the US, and everyone is a potential target. Cases have […]
What is Personal Property Insurance?
Personal property insurance provides coverage for the items in your home, such as electronics, furniture, jewelry, clothing and more. You tend to gather these items slowly over time and as you live with them every day, you really start forgetting their value. If you update technology often, or have kids getting older who need their […]
Is Your Insurance Policy for Actual Cash Value vs. Replacement Cost Value?
Pretend, just for a moment, that a fire happened in your kitchen and your oven needed to be replaced. You have homeowners’ insurance, so you’re covered and know that everything will eventually be replaced. When you receive your reimbursement check, though, it’s smaller than you expect. You’re going to have to kick in more out […]


