Insurance coverage is available for every imaginable risk your company may potentially face. Protect your business and its assets with a hand-selected business insurance policy that represents your company as well as you do. Whether your company vehicle is involved in an accident, your brick-and-mortar storefront is damaged, an employee is injured on the job or a customer is hurt onsite, you can rest easy knowing you chose a quality policy through Jerry Heinen and Associates.
We understand every business is different and that insurance policies are never “one size fits all”. When you sit down with one of our professional insurance agents, we will go over your business with you in detail and determine the best insurance policy to protect it. Whether you’re a local contractor, plumber, carpenter, electrician, landscaper or other business owner, the team at Jerry Heinen Insurance Agents has over 100 years of combined experience working with companies of all kinds and understands the Sheyboygan business community.
Ask our agents about protecting your business with these coverages:
From large fleets of vehicles to small business cars, a commercial auto policy is needed to protect the vehicles that you conduct business in. Similar to personal auto policies, commercial policies cover your vehicles and employees with liability, comprehensive, medical payments, bodily injury and more. Talk to our agents to see if it’s necessary for your company.
Commercial General Liability
Holding a commercial general liability policy is important to all businesses. These policies protect you from exposures that may impact your business. If injuries or damages occur at or as a result of your business, general liability coverage will help to protect it and its assets. This policy covers everything from property damage and medical payments to defense costs.
It takes a lot to start your own company. Protect your company’s physical assets, including buildings, inventory and personal property by holding a commercial property policy. Whether a fire damages your inventory, your employee’s belongings are stolen or there is damage to your building from a snow storm, commercial property coverage ensures you are covered, getting you back to business sooner.
Necessary for all business owners with employees, a workers compensation policy covers your employees if they are injured on the job or become ill because of your business. Since work-related accidents happen when you least expect it, it’s important to have a policy that will cover when your employees need it most. Workers compensation provides wage replacement and medical compensation to the affected employees.
Business Owner Package
A business owner package (or BOP) bundles a variety of coverages into one convenient policy. From liability to property damage coverage, a BOP policy covers it all. BOP policies typically will save you money if you plan on holding multiple coverages form the same holder. Inquire with our agents to decide if a BOP policy will help you save.
Discuss the various types of insurance policies and packages available to you with one of our professional agents. We will take the time to assess your company’s individual needs a find a policy from our trusted providers that is right for you. Stop by our offices in downtown Sheboygan or call to schedule a one-on-one consultation.