Will you and your family be properly covered when and if an auto accident occurs? Auto accidents happen when you least expect them, make sure your family has a sufficient policy to cover all the unexpected costs that accompany an accident. Our team of experienced professionals here at Jerry Heinen and Associates understands how complex auto insurance is and we’re here to help you understand your options.
Whether your vehicle is struck by another car due to ice on your way to work, or your family’s vehicle strikes a deer on your way up to your cabin, it’s important to have a policy that will cover you ahead of time. From comprehensive and collision coverage to medical payments and good driver discounts, our agents will help you find a policy that works for your family and your budget.
Stop into our offices to find the perfect policy for you. Ask our agents about:
Comprehensive Coverage
Comprehensive coverage helps you pay for damage or loss of your insured vehicle that’s not caused by a collision or rollover. Fire, hitting an animal, hail and theft are all instances where you would want comprehensive auto coverage.
Liability Coverage
Liability coverage is required and pays for bodily injury and property damages to others when you or your car are at fault. Bodily injury and property damage liability coverage covers a wide spectrum of expenses including medical, pain and suffering, property damages, lawyer costs if you’re sued and lost wages.
Collision Coverage
Whether you’re involved in a minor fender bender or a major accident, collision coverage pays for the damage to your vehicle – regardless of who is at fault. Our agents can help you determine the right amount of protection for you.
Uninsured/Underinsured Motorist Coverage
Not everyone is covered by liability insurance and unfortunately many aren’t covered enough. By carrying uninsured and underinsured motorist coverage, you will be covered if you’re involved in an accident with one of these uninsured or underinsured drivers. With this coverage you may be covered for medical expenses, pain and suffering and lost wages.
Discounts
Our team knows how to help you access auto discounts that you may not even know exist. If you have a clean driving record, you may be able to get an auto insurance discount for that. Have a teen driver away at college? You may have a lower payment on your policy. Our agents will discuss your situation in detail to determine where you can save.
Car Rental Coverage
You shouldn’t have to feel stranded if your car is in the shop after an accident. Car rental coverage covers the cost of renting a car while yours is being repaired or replaced.
Roadside Assistance
Ask our agents about a policy that includes roadside assistance. You may be covered for everything from vehicle towing and fuel delivery to locksmith services.
With over 100 years of combined insurance experience, our team at Jerry Heinen and Associates is your locl source for quality insurance with service you can trust. To meet with one of our agents, call (920) 458-9724 or stop by our offices in downtown Sheboygan.