Generally speaking, your Homeowners insurance policy can provide financial protection if a guest is injured or if accidental property damage occurs during your summer gatherings. Liability coverage is typically the part of your policy designed to help manage costs if you are found responsible for these types of accidents. Understanding Your Liability Coverage When you […]
What is Umbrella Insurance?
Imagine you are driving home on a rainy Tuesday evening. You glance down for a split second, traffic suddenly stops, and you rear-end the car in front of you. It triggers a multi-car accident. Two people are seriously injured, requiring extensive surgeries and months of missed work. Within weeks, the medical bills and legal demands […]
Insuring Your Golf Cart
Are golf carts covered on a homeowners insurance policy? The short answer is yes, but with major limitations. While a standard homeowners policy usually provides some coverage, it is often restricted to specific locations and uses. Here is how the coverage generally breaks down: Where You Are Covered On Your Property: Most policies cover the […]
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